Start with the free AML/CTF request.
No payment details are required for an AML/CTF-only request. If you choose to add RTO, NDIS, Aged Care or Child Care, pricing and secure payment will appear in the signup flow.
Free AML/CTF Readiness Module
Check whether the 2026 AML/CTF reforms apply, then build a readiness trail in one free module.
Complynce AML/CTF is a standalone free readiness pathway for Australian businesses affected by the 2026 AUSTRAC reforms. It starts with eligibility, then helps teams prepare enrolment, program, officer, training, reporting and evidence controls.
Service-based readiness
Start with the services you provide.
AML/CTF applicability is driven by designated services with an Australian link, not broad industry labels alone.
31 March 2026
Changed AML/CTF obligations commenced for current reporting entities and expanded virtual asset services.
1 July 2026
Newly regulated businesses in legal, accounting, conveyancing, real estate, precious metals, precious stones and high-value products came into scope where they provide designated services.
Effort, evidence and readiness
AUSTRAC has said newly regulated entities should be enrolled, have an AML/CTF program, appoint a compliance officer, train staff and be ready to report suspicious matters.
Who this may apply to
AML/CTF may apply where a business sits in an affected sector or provides a designated service captured by the 2026 reforms.
What the free module includes
A practical readiness workspace for ownership, evidence, actions and preparation.
Eligibility and scope checker
Select business type, designated services, geographical link to Australia and existing AUSTRAC status in one guided flow.
AML/CTF readiness dashboard
Track enrolment, AML/CTF program, compliance officer, training, CDD, reporting readiness and evidence gaps.
Designated services register
Record the actual services provided and keep the reasoning behind the assessment clear for the business.
Obligation and evidence map
Map obligations to risk assessment, CDD, beneficial ownership, suspicious matter reporting, training, governance and records.
Risk assessment workspace
Assess ML/TF/PF exposure by customer, service, channel, jurisdiction, transaction pattern and red flags.
Implementation plan tracker
Turn readiness gaps into assigned actions with owners, due dates and supporting evidence.
AML/CTF guides
Search-friendly practical guides for businesses working out whether AML/CTF applies, what to prepare and what evidence to keep.
AML/CTF Guide
Does AML/CTF Apply To My Business? 2026 Designated Services Guide
Use this guide before the checker to understand how designated services, business type and Australian connection shape AML/CTF exposure.
Read guide →AML/CTF Guide
AML/CTF Checklist Australia 2026
A practical checklist for newly regulated businesses preparing enrolment, program, CDD, training, reporting and evidence records.
Read guide →AML/CTF Guide
AML/CTF For Real Estate Agents In Australia
A sector-specific guide for agents, buyer agents and developers preparing for AML/CTF obligations and evidence controls.
Read guide →AML/CTF Guide
AML/CTF For Accountants, Lawyers And Conveyancers
A professional services guide covering client money, property transactions, company/trust services and regulated matter records.
Read guide →AML/CTF Guide
AML/CTF Evidence Checklist
What records to keep for AUSTRAC readiness, internal review, independent evaluation and board reporting.
Read guide →Start Free
Request the free AML/CTF readiness module.
Submit your business details and AML/CTF readiness context. We will email the next steps after your request is received.
Readiness areas covered